/* ===== 21st Financial Solutions ===== */
:root {
  --navy: #01004d;
  --navy-2: #0a0962;
  --navy-3: #16157a;
  --green: #1f9b13;
  --green-2: #178010;
  --green-lt: #5fd34f;
  --orange: #ff3d00;
  --orange-2: #e03600;
  --ink: #01004d;
  --muted: #5b5d7a;
  --line: #e4e6f0;
  --tint: #f5f6fb;
  --white: #fff;
  --radius: 18px;
  --shadow: 0 18px 44px -20px rgba(1, 0, 77, .35);
  --font-head: "Outfit", system-ui, sans-serif;
  --font-body: "DM Sans", system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 80px; }
body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
h1, h2, h3, h4 { font-family: var(--font-head); line-height: 1.15; margin: 0 0 .5em; font-weight: 600; }
h1 { font-size: clamp(2.1rem, 4.4vw, 3.1rem); letter-spacing: -.02em; }
h2 { font-size: clamp(1.65rem, 3.1vw, 2.25rem); letter-spacing: -.015em; }
h3 { font-size: 1.18rem; }
h4 { font-size: 1.02rem; }
p { margin: 0 0 1em; color: var(--muted); }
a { color: inherit; text-decoration: none; }
ul, ol { list-style: none; margin: 0; padding: 0; }
svg { display: block; }

.container { width: min(1140px, 100% - 40px); margin-inline: auto; }
.section { padding: 84px 0; }
.section--tint { background: var(--tint); }
.lead { font-size: 1.02rem; }

/* ---------- UI bits ---------- */
.pill {
  display: inline-block;
  font-size: .78rem;
  font-weight: 500;
  padding: 5px 14px;
  border-radius: 99px;
  background: #eaf6e8;
  border: 1px solid #cbe8c6;
  color: var(--navy);
  margin-bottom: 16px;
}
.pill--dark { background: rgba(255,255,255,.04); border-color: rgba(255,255,255,.12); color: var(--green-lt); }

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--font-body); font-weight: 500; font-size: .9rem;
  padding: 12px 22px; border-radius: 99px; border: 0; cursor: pointer;
  transition: transform .2s, background .2s, box-shadow .2s;
  white-space: nowrap;
}
.btn:hover { transform: translateY(-2px); }
.btn--lime { background: var(--green); color: var(--white); }
.btn--lime:hover { background: var(--green-2); box-shadow: 0 10px 25px -10px rgba(31,155,19,.8); }
.btn--light { background: var(--white); color: var(--navy); }
.btn--ghost { color: var(--white); border: 1px solid rgba(255,255,255,.3); }
.btn--ghost:hover { background: rgba(255,255,255,.08); }
.btn--sm { padding: 9px 16px; font-size: .84rem; }
.btn--block { width: 100%; }
.arr {
  width: 17px; height: 17px; border-radius: 50%; background: currentColor; position: relative; flex: none;
}
.btn--lime .arr { background: var(--white); }
.btn--light .arr { background: var(--navy); }
.arr::after {
  content: ""; position: absolute; inset: 0; margin: auto; width: 5px; height: 5px;
  border-top: 1.6px solid var(--white); border-right: 1.6px solid var(--white);
  transform: translateX(-1px) rotate(45deg);
}
.btn--lime .arr::after { border-color: var(--green); }

.link { display: inline-flex; align-items: center; gap: 8px; color: var(--green-lt); font-weight: 500; font-size: .88rem; }
.link .arr { background: var(--green-lt); }
.link .arr::after { border-color: var(--navy); }

.icon {
  width: 42px; height: 42px; border-radius: 50%; display: grid; place-items: center; flex: none;
  background: var(--green);
}
.icon svg { width: 20px; height: 20px; fill: var(--white); }

.tick {
  width: 19px; height: 19px; border-radius: 50%; background: var(--green); flex: none; position: relative;
}
.tick::after {
  content: ""; position: absolute; left: 6.5px; top: 3.5px; width: 5px; height: 9px;
  border: solid var(--white); border-width: 0 2px 2px 0; transform: rotate(45deg);
}

.checks li { position: relative; padding-left: 28px; margin-bottom: 9px; }
.checks li::before {
  content: ""; position: absolute; left: 0; top: 3px; width: 17px; height: 17px; border-radius: 50%; background: var(--green);
}
.checks li::after {
  content: ""; position: absolute; left: 6px; top: 6px; width: 4px; height: 8px;
  border: solid var(--white); border-width: 0 2px 2px 0; transform: rotate(45deg);
}
.checks--sm li { font-size: .88rem; color: var(--ink); }

/* ---------- Logo ---------- */
.logo { display: inline-flex; align-items: center; }
.logo img { height: 40px; width: auto; display: block; }

/* ---------- Navbar ---------- */
.nav {
  position: fixed; inset: 0 0 auto; z-index: 50; padding: 14px 0;
  background: rgba(1,0,77,.95); -webkit-backdrop-filter: blur(12px); backdrop-filter: blur(12px);
  transition: padding .3s, box-shadow .3s;
}
.nav.scrolled { padding: 10px 0; box-shadow: 0 10px 30px -15px rgba(0,0,0,.4); }
.nav__inner { display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.nav__links {
  display: flex; gap: 4px; padding: 5px; border-radius: 99px;
  background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.08);
}
.nav__links a {
  color: rgba(255,255,255,.75); font-size: .85rem; padding: 8px 14px; border-radius: 99px; transition: .2s;
}
.nav__links a:hover { color: var(--white); }
.nav__links a.active { background: var(--green); color: var(--white); font-weight: 500; }
.nav__cta-mobile { display: none !important; }
.nav__toggle { display: none; background: none; border: 0; padding: 8px; cursor: pointer; }
.nav__toggle span { display: block; width: 24px; height: 2px; background: var(--white); margin: 5px 0; transition: .3s; border-radius: 2px; }

/* ---------- Hero ---------- */
.hero {
  position: relative; color: var(--white); padding: 140px 0 110px; overflow: hidden;
  background:
    radial-gradient(800px 500px at 85% 30%, rgba(31,155,19,.18), transparent 60%),
    linear-gradient(180deg, var(--navy) 0%, var(--navy-2) 60%, #1c1b85 100%);
}
.hero::before {
  content: ""; position: absolute; inset: 0; opacity: .5; pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.03) 1px, transparent 1px);
  background-size: 64px 64px;
  mask-image: linear-gradient(180deg, #000, transparent 80%);
}
.hero__grid { position: relative; display: grid; grid-template-columns: 1.1fr .9fr; gap: 40px; align-items: center; }
.hero h1 { color: var(--white); }
.hero .lead { color: rgba(255,255,255,.72); max-width: 490px; }
.hero__actions { display: flex; flex-wrap: wrap; gap: 12px; margin: 26px 0 38px; }
.hero__trust { display: flex; flex-wrap: wrap; gap: 26px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1); }
.trust { display: flex; align-items: center; gap: 11px; font-size: .82rem; color: rgba(255,255,255,.8); line-height: 1.35; }
.trust svg { width: 27px; height: 27px; fill: var(--green-lt); flex: none; }

.hero__visual { position: relative; display: flex; justify-content: center; min-height: 500px; }

/* Phone */
.phone {
  position: relative; width: 250px; height: 510px; border-radius: 40px; padding: 11px;
  background: linear-gradient(145deg, #2a2f33, #0b0d0f);
  box-shadow: 0 36px 72px -20px rgba(0,0,0,.6), inset 0 0 0 2px #444;
  transform: rotate(-8deg); animation: float 6s ease-in-out infinite;
}
.phone__notch {
  position: absolute; top: 19px; left: 50%; transform: translateX(-50%);
  width: 84px; height: 22px; background: #0b0d0f; border-radius: 20px; z-index: 2;
}
.phone__screen { height: 100%; border-radius: 31px; overflow: hidden; background: #f7f9f6; color: var(--ink); display: flex; flex-direction: column; }
.app-top { background: var(--green); color: var(--white); padding: 48px 18px 22px; border-radius: 0 0 24px 24px; }
.app-top small { display: block; font-size: .66rem; opacity: .75; }
.app-top strong { font-family: var(--font-head); }
.app-row { display: flex; align-items: center; gap: 10px; }
.app-row strong { font-size: .85rem; }
.avatar { width: 32px; height: 32px; border-radius: 50%; background: var(--navy); border: 3px solid rgba(255,255,255,.6); }
.bell { margin-left: auto; width: 28px; height: 28px; border-radius: 50%; background: rgba(1,0,77,.12); }
.app-balance { margin-top: 16px; }
.app-balance strong { font-size: 1.7rem; letter-spacing: -.02em; }
.app-body { padding: 15px; display: flex; flex-direction: column; gap: 13px; flex: 1; }
.app-card { background: var(--white); border-radius: 14px; padding: 13px; box-shadow: 0 6px 18px -10px rgba(1,0,77,.3); font-size: .7rem; }
.app-card__head, .app-card__foot { display: flex; justify-content: space-between; color: var(--muted); }
.app-card__head b, .app-card__foot b { color: var(--ink); }
.app-card__foot { margin-top: 7px; }
.bar { height: 7px; background: #e7ece6; border-radius: 9px; margin-top: 8px; overflow: hidden; }
.bar span { display: block; height: 100%; background: var(--navy); border-radius: 9px; }
.app-actions { display: grid; grid-template-columns: repeat(3, 1fr); gap: 7px; margin-top: auto; }
.app-actions span { display: flex; flex-direction: column; align-items: center; gap: 4px; font-size: .62rem; color: var(--muted); }
.app-actions i { width: 35px; height: 35px; border-radius: 11px; background: var(--navy); color: var(--white); display: grid; place-items: center; font-style: normal; font-size: .95rem; }

/* floating cards */
.float-card {
  position: absolute; z-index: 3; display: flex; align-items: center; gap: 10px;
  font-size: .8rem; line-height: 1.35; border-radius: 14px; padding: 12px 16px;
}
.float-card--top { top: 40px; left: -50px; color: var(--white); background: rgba(10,9,98,.85); backdrop-filter: blur(10px); border: 1px solid rgba(255,255,255,.12); }
.float-card--stat {
  bottom: 40px; right: 0; flex-direction: column; align-items: flex-start; gap: 0;
  background: var(--orange); color: var(--white); padding: 16px 22px; box-shadow: var(--shadow);
}
.float-card--stat strong { font-family: var(--font-head); font-size: 1.7rem; line-height: 1.1; }
.float-card--stat span { font-size: .75rem; }

@keyframes float { 0%,100% { transform: rotate(-8deg) translateY(0); } 50% { transform: rotate(-8deg) translateY(-12px); } }

/* ---------- Strip ---------- */
.strip { margin-top: -54px; position: relative; z-index: 2; }
.strip__grid { display: grid; grid-template-columns: 260px 1fr; gap: 18px; }
.strip__intro {
  border-radius: var(--radius); padding: 28px; color: var(--white);
  background:
    linear-gradient(160deg, rgba(1,0,77,.2), rgba(1,0,77,.95)),
    radial-gradient(circle at 20% 20%, var(--orange) 0, transparent 45%), radial-gradient(circle at 85% 10%, var(--green) 0, transparent 40%),
    var(--navy-3);
  display: flex; flex-direction: column; justify-content: flex-end; min-height: 200px; box-shadow: var(--shadow);
}
.strip__intro h3 { color: var(--white); font-size: 1.35rem; margin-bottom: .3em; }
.strip__intro p { color: rgba(255,255,255,.7); font-size: .88rem; }
.strip__panel {
  background: var(--navy); border-radius: var(--radius); padding: 12px; box-shadow: var(--shadow);
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px;
}
.strip__item { border-radius: 14px; padding: 22px; transition: background .25s; }
.strip__item:hover { background: var(--navy-2); }
.strip__item h4 { color: var(--white); margin-top: 16px; font-size: 1.06rem; }
.strip__item p { color: rgba(255,255,255,.62); font-size: .85rem; margin: 0; }

/* ---------- About ---------- */
.about__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.about__visual { display: grid; gap: 18px; }
.about__card--main {
  border-radius: var(--radius); padding: 36px; color: var(--white); position: relative; overflow: hidden;
  background: linear-gradient(140deg, var(--navy) 0%, var(--navy-3) 100%);
}
.about__card--main::after {
  content: "21"; position: absolute; right: -10px; bottom: -54px; font-family: var(--font-head); font-weight: 700;
  font-size: 11.5rem; line-height: 1; color: rgba(255,255,255,.06);
}
.about__card--main h3 { font-size: 1.6rem; color: var(--white); max-width: 300px; }
.about__card--main .checks li { color: rgba(255,255,255,.85); }
.callout {
  display: flex; align-items: center; gap: 14px; background: var(--navy); border-radius: 99px; padding: 7px 7px 7px 20px;
}
.callout p { color: rgba(255,255,255,.85); margin: 0; font-size: .86rem; flex: 1; }

/* ---------- Section head ---------- */
.section__head { display: grid; grid-template-columns: 1.3fr 1fr; gap: 40px; align-items: end; margin-bottom: 44px; }
.section__head p { margin: 0; }
.section__head--center { display: block; text-align: center; max-width: 620px; margin-inline: auto; }

/* ---------- Services ---------- */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
  background: var(--white); border-radius: var(--radius); overflow: hidden; border: 1px solid var(--line);
  transition: transform .3s, box-shadow .3s;
}
.card:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.card__top { height: 130px; display: grid; place-items: center; position: relative; overflow: hidden; }
.card__top svg { width: 56px; height: 56px; fill: var(--white); position: relative; }
.card__top::before {
  content: ""; position: absolute; width: 200px; height: 200px; border-radius: 50%;
  border: 28px solid rgba(255,255,255,.06); right: -56px; top: -74px;
}
.card__top--a { background: linear-gradient(135deg, var(--navy), var(--navy-3)); }
.card__top--b { background: linear-gradient(135deg, var(--navy-3), var(--navy)); }
.card__top--c { background: linear-gradient(135deg, var(--navy-2), #2a29a0); }
.card__body { padding: 24px; }
.card__body p { font-size: .9rem; }
.card--featured { border-color: var(--green); box-shadow: 0 0 0 2px var(--green); }
.card--featured .card__top { background: linear-gradient(135deg, var(--green), var(--green-2)); }

/* ---------- How ---------- */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.step {
  position: relative; padding: 32px 26px; border-radius: var(--radius); border: 1px solid var(--line); background: var(--white);
}
.step:not(:last-child)::after {
  content: ""; position: absolute; top: 56px; right: -22px; width: 22px; border-top: 2px dashed var(--orange);
}
.step__num {
  display: grid; place-items: center; width: 48px; height: 48px; border-radius: 14px; margin-bottom: 20px;
  background: var(--navy); color: var(--white); font-family: var(--font-head); font-weight: 600; font-size: 1.05rem;
}
.step p { margin: 0; font-size: .9rem; }

/* ---------- Lender partners (4 per row) ---------- */
.partners__title { grid-column: 1 / 3; }
.partners__title h2 { margin: 0; }
.partners__lead { grid-column: 3 / 5; grid-row: 1 / 3; align-self: center; margin: 0; padding-left: 20px;
  font-family: var(--font-head); font-size: clamp(1.65rem, 3.1vw, 2.25rem); font-weight: 600; line-height: 1.15; letter-spacing: -.015em; color: var(--ink); }
.partners__grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 36px 20px; }
.partner { border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; background: var(--white); transition: transform .3s, box-shadow .3s; }
.partner:hover { transform: translateY(-5px); box-shadow: var(--shadow); }
.partner__logo { height: 120px; display: grid; place-items: center; padding: 22px 26px; }
.partner__logo img { max-width: 100%; max-height: 54px; width: auto; height: auto; }
.partner__logo--light { background: var(--white); border-bottom: 1px solid var(--line); }
.partner__logo--dark { background: linear-gradient(135deg, var(--navy), var(--navy-3)); }
.partner__body { padding: 16px 20px 18px; }
.partner__body h3 { font-size: .95rem; margin-bottom: .25em; }
.partner__body p { margin: 0; font-size: .8rem; }

/* ---------- App ---------- */
.app { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%); color: var(--white); overflow: hidden; }
.app__grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.app h2 { color: var(--white); }
.app .lead { color: rgba(255,255,255,.7); }
.features { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin: 30px 0 36px; }
.features li { display: flex; gap: 14px; }
.features h4 { color: var(--white); margin-bottom: .25em; }
.features p { color: rgba(255,255,255,.6); font-size: .85rem; margin: 0; }
.stores { display: flex; flex-wrap: wrap; gap: 14px; }
.store {
  display: inline-flex; align-items: center; gap: 11px; padding: 9px 20px 9px 16px; border-radius: 12px;
  background: #000; border: 1px solid rgba(255,255,255,.2); transition: transform .2s, border-color .2s;
}
.store:hover { transform: translateY(-2px); border-color: var(--green-lt); }
.store svg { width: 24px; height: 24px; fill: var(--white); }
.store span { font-family: var(--font-head); font-size: 1rem; font-weight: 500; line-height: 1.1; }
.store small { display: block; font-family: var(--font-body); font-size: .65rem; font-weight: 400; opacity: .8; }

.app__visual { position: relative; display: flex; justify-content: center; }
.app__visual::before {
  content: ""; position: absolute; width: 350px; height: 350px; border-radius: 50%; top: 50%; left: 50%;
  transform: translate(-50%, -50%); background: radial-gradient(circle, rgba(31,155,19,.35), transparent 70%);
}
.phone--app { transform: rotate(6deg); animation: float2 6s ease-in-out infinite; }
@keyframes float2 { 0%,100% { transform: rotate(6deg) translateY(0); } 50% { transform: rotate(6deg) translateY(-12px); } }
.app-top--sm { padding-bottom: 18px; }
.app-top--sm strong { font-size: 1.2rem; display: block; margin-bottom: 4px; }
.bar--dark { background: rgba(1,0,77,.15); }
.field { display: block; background: var(--white); border: 1px solid var(--line); border-radius: 12px; padding: 9px 13px; }
.field small { display: block; font-size: .62rem; color: var(--muted); }
.field b { font-size: .86rem; }
.app-card--lime { background: var(--navy); color: var(--white); }
.app-card--lime .app-card__head span, .app-card--lime small { color: rgba(255,255,255,.65); }
.app-card .big { display: block; font-family: var(--font-head); font-size: 1.55rem; color: var(--green-lt); margin: 4px 0; }
.app-btn { margin-top: auto; background: var(--orange); color: var(--white); text-align: center; border-radius: 99px; padding: 10px; font-weight: 700; font-size: .8rem; }
.float-card--app { left: 0; bottom: 70px; background: var(--white); color: var(--navy); box-shadow: var(--shadow); font-weight: 500; }

/* ---------- Contact ---------- */
.contact__grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.contact__list { display: grid; gap: 18px; margin-top: 26px; }
.contact__list li { display: flex; align-items: center; gap: 15px; }
.contact__list small { display: block; color: var(--muted); font-size: .76rem; }
.contact__list a, .contact__list span { font-weight: 500; font-size: .98rem; }
.contact__list a:hover { color: var(--green); }
.form { background: var(--tint); border: 1px solid var(--line); border-radius: var(--radius); padding: 32px; display: grid; gap: 15px; }
.form h3 { font-size: 1.35rem; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.form label { display: grid; gap: 6px; font-size: .82rem; font-weight: 500; }
.form input, .form select, .form textarea {
  font: inherit; font-weight: 400; color: var(--ink); background: var(--white);
  border: 1px solid var(--line); border-radius: 10px; padding: 11px 13px; width: 100%; resize: vertical;
}
.form input:focus, .form select:focus, .form textarea:focus { outline: 2px solid var(--green); border-color: transparent; }
.form__note { font-size: .78rem; text-align: center; margin: 0; }

/* ---------- Footer ---------- */
.footer { background: var(--navy); color: var(--white); padding: 46px 0 24px; }
.footer__inner { display: flex; justify-content: space-between; align-items: center; gap: 20px; flex-wrap: wrap; padding-bottom: 28px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer__links { display: flex; flex-wrap: wrap; gap: 24px; }
.footer__links a { color: rgba(255,255,255,.7); font-size: .86rem; }
.footer__links a:hover { color: var(--green-lt); }
.footer__bottom { display: flex; justify-content: space-between; flex-wrap: wrap; gap: 10px; padding-top: 20px; }
.footer__bottom p { margin: 0; font-size: .78rem; color: rgba(255,255,255,.5); }

/* ---------- Reveal ---------- */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }

/* ---------- Responsive ---------- */
@media (max-width: 1100px) {
  .nav__links a { padding: 8px 10px; font-size: .82rem; }
  .partners__grid { grid-template-columns: repeat(2, 1fr); }
  .partners__grid { row-gap: 20px; }
  .partners__title, .partners__lead { grid-column: 1 / -1; grid-row: auto; padding-left: 0; }
  .partners__lead { margin-bottom: 16px; }
}
@media (max-width: 960px) {
  .section { padding: 70px 0; }
  .nav__cta { display: none; }
  .nav__toggle { display: block; }
  .nav__links {
    position: fixed; top: 0; right: 0; height: 100vh; width: min(300px, 80vw); flex-direction: column; gap: 4px;
    background: var(--navy); border-radius: 0; border: 0; padding: 86px 22px 30px;
    transform: translateX(100%); transition: transform .35s ease;
  }
  .nav__links a { font-size: .95rem; padding: 11px 18px; }
  .nav__links .nav__cta-mobile { display: inline-flex !important; margin-top: 16px; color: var(--navy); }
  .nav.open .nav__links { transform: none; box-shadow: -20px 0 40px rgba(0,0,0,.3); }
  .nav__toggle { position: relative; z-index: 2; }
  .nav.open .nav__toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .nav.open .nav__toggle span:nth-child(2) { opacity: 0; }
  .nav.open .nav__toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

  .hero { padding: 120px 0 100px; }
  .hero__grid, .about__grid, .app__grid, .contact__grid { grid-template-columns: 1fr; }
  .hero__visual { min-height: 500px; margin-top: 20px; }
  .hero__visual, .app__visual { width: 100%; max-width: 460px; margin-inline: auto; }
  .float-card--top { left: 0; top: -10px; }
  .strip__grid { grid-template-columns: 1fr; }
  .strip__intro { min-height: 0; }
  .section__head { grid-template-columns: 1fr; gap: 14px; }
  .cards, .steps { grid-template-columns: 1fr; }
  .step:not(:last-child)::after { top: auto; bottom: -22px; right: auto; left: 50px; width: 0; height: 22px; border-top: 0; border-left: 2px dashed var(--orange); }
  .app__visual { margin-top: 20px; }
}
@media (max-width: 640px) {
  .container { width: calc(100% - 32px); }
  .strip__panel { grid-template-columns: 1fr; }
  .features { grid-template-columns: 1fr; }
  .form__row { grid-template-columns: 1fr; }
  .form { padding: 24px; }
  .callout { flex-direction: column; align-items: flex-start; border-radius: 18px; padding: 18px; }
  .float-card--stat { right: 0; bottom: 10px; }
  .phone { width: 236px; height: 480px; }
  .about__card--main { padding: 28px; }
}
@media (max-width: 480px) {
  .partners__grid { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .phone, .phone--app { animation: none; }
  .reveal { opacity: 1; transform: none; transition: none; }
}